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Forget pensions – the way things are going you might not live to collect.

PENSIONS? Just don’t go there. If you want to buy a pension delivering a modest £20,000 a year, index-linked, you would need to save well over £600,000 at present annuity rates. That’s more than someone on average earnings of £26,000 earns in 20 years – all of it. No-one tells the truth about personal pensions … Continue reading

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